Have You Got the New Possibility for Those Caught in the Foreclosure Process?

Wow, what an incredible challenge so many people are facing. They are struggling on every move they make to get out of foreclosure, and avoid loosing their homes. However, no matter what they do they seem to only dig themselves deeper, and deeper into the hole. It’s almost as if people are stuck, stuck in the muck and the mud of a depressing downward spiral. As if they’re in quick sand, and trying to escape. Well, I’ve been thinking why is it that so many people are holding on to their homes, as if holding on to a sinking ship and hoping to survive the raging ocean that swirls all around them.

I was talking with Danny, and oh, if you could only hear his story. Nothing about his lender’s attitude seemed favorable; nothing about the structure of his mortgage seemed beneficial to him. In fact, Danny was stuck in foreclosure. There he was struggling hard to hold on to a home that he didn’t even like anymore. He had totally lost his pride of ownership. Lost interest in keeping the home, lost his desire to live in that neighborhood, didn’t like his neighbors, didn’t like the side of town he was on because it was far from work; it was not a safe community for him.  I asked Danny one simple question and got him thinking. I said Danny, “Why are you holding on to this home, as if it’s the only home in the world?”

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What is Possible Because of the Foreclosure Process You Are In That Was Not Possible Before?

Part 4

Jennifer was trying her hardest to find a solution to her parents’ financial demise.  They were in foreclosure but just didn’t have the resources nor the ability to do what was needed to find a solution.  They didn’t want to do it but they shared their financial challenge with their daughter Jennifer.  That’s why they were now getting such incredible results.  She brought a whole new perspective and view to the problem of her parents foreclosure. 

First of all she quickly started taking steps that her parents would have never taken.  She figured out fast that she didn’t know too much about the foreclosure procedure and so she was quite certain that whatever she did would either make a different or not make a difference.  Is that a perspective you’d be willing to adopt?

Her youth and inexperience allowed her to take advantage of some incredible and amazing solutions.  Do you think this is something you can do for you?

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What is the Truth About Your Situation While Going Through the Foreclosure Process?

Part 3

Sandra just couldn’t believe it. Her lender who she thought was on her side seemed like he had just turned against her.  And while she was usually happy and optimistic, now she became resigned and cynical.  She felt certain she would have been able to pay this mortgage had the lender done what he had promised he would do. She was really sure it was not her fault that she was in foreclosure.  Yet, why did it  seem like was she the only one suffering all the circumstances. Who would take responsibility for her lender’s errors in handling her file?
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So How Do You Relate to Your Foreclosure Problem?

PART 1

So, there I was on a phone call with Ronald and Cara that had me just yearning to scream. Have you ever been in a conversation with someone who was so broken and frustrated that they just could not see clearly? This young couple was caught in the Foreclosure Process and boy oh boy were they stuck.  They were so stuck that they simply couldn’t see clearly. If their eyes could have been opened they would have realized that they were relating to their foreclosure problem in a very powerless way.

I wished they could know that solutions to their problem lay all around them but they couldn’t know that without my help. I began by sharing the truth.  I knew I had to say something that would get their attention and so I started by saying something totally shocking.  I said “The truth is there are no problems in life, there are only challenges that need to be handled and managed!” Well, that was like throwing gasoline on the fiery flames of their foreclosure crisis.  They ignited in a fury of anger and suspicion. How do you feel about your foreclosure situation? Do you see it as a major problem in your life or as a challenge that needs to be managed? If you’re stuck in foreclosure or overwhelming debt or facing any other kind of crisis, I suggest you take a minute and read the rest of this post.

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How Can I Communicate Powerfully to My Banker While Facing Foreclosure?

John and Shawna were were sitting alone in their home and feeling helpless and hopeless. They had just gotten off the phone with the bank.  They felt hurt and violated. How could anybody be so rude? They had never felt so abused and certainly never been so kicked around. They tried for months to get in touch with this same banker and talk to someone who would listen to their case.  But then they kept on getting the run around. Now, after months of not getting a response back from the right people, the bank called them.  But they didn’t  even want to listen to their story.  They simply called to say you have 30 days to either pay up or get out of the house. But guess what was even more devastating than this?

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Caught in the Foreclosure Process?

Recently, I came across the story of a young man who had basically checked out of life while caught in the foreclosure process.

For sure the procedure of going through foreclosure is grueling, devastating, and oftentimes downright demeaning, and many people choose in the moment of this crisis, to check out.

By checking out I mean they just give up.

This young man who I’ll call Sam was in this very position. He felt like he was in a deep, dark hole, and that there was no way to get out. No matter who he turned to and no matter who he called on, nobody wanted to help him.

When he called the lender no one wanted to talk to him.

When he called the bank, he got no returned call.

When he called his broker, there were no answers, and so Sam, instead of choosing to check into life, checked out.

How did he check out?

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