Monday, October 27th, 2008

Who Is Responsible For Fixing And Solving The Foreclosure Procedure Crisis You Are Causing?

Are you stuck in foreclosure and waiting on somebody else to come to your rescue?

Are you getting up day after day,looking outside, looking at the sky, looking at the paper, watching television, and wondering when is your rescue going to come?

Jane and Sally were really stuck in the foreclosure procedure.  Everytime they looked around them they saw the reason why they were facing foreclosure. It was the banks fault or the mortgage companies fault.  Then it was their parents fault or another family member’s fault.  Finally it was the realtor who sold them the house at a price way above what it was worth or the market that kept on falling in their area.

And ultimately it was the government’s fault.

Here’s some tips for taking powerful action to stop the foreclosure procedure:

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Saturday, October 25th, 2008

Do You Think You’re Alone in the Foreclosure Procedure?

Is there something about you that causes you to think you’re all alone in the foreclosure procedure?

Are you feeling like you’re the only one in your city, your town, in your neighborhood facing foreclosure?

John had these feelings. He was living in a beautiful bungalow house, three-bedroom home in the middle of a suburban area of the city in Saint Louis, and he was in the foreclosure process. He felt stuck and unable to move. Part of what held him stuck was the tremendous amount of negative self-talk he was constantly levying on himself. He called himself the worst names possible. He believed that he was the only one facing this crisis. He thought often about how stupid he was. He did not believe that there was a way out. He thought that, certainly, he was going to lose his house.

I’m here to tell you that these thoughts are the very thoughts you want to stay away from if you’re facing foreclosure.

When you’re caught without a solution, you ought to begin to adopt the attitude that that does not mean that there is no solution. It just means you haven’t found one yet.

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Thursday, October 16th, 2008

Can You Win If You Owe More Than Your House is Worth?

Can you win if you owe more than your house is worth?  Well, that’s a great question, and it was on the mind of Mike and Dana for the last three months. They were stuck in foreclosure. They tried to sell the house, but they could not get a sale that would be high enough to cover the amount they owed.  

They felt like their world was caving in upon them. Have you ever had this horrible feeling?  Have you been stuck in the foreclosure procedure before?  Well let me tell you some hardcore facts about what you can do.

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Tuesday, October 14th, 2008

Are You Planning for Credit After the Foreclosure Procedure?

WELL YOU NEED TO BE!!!  Danny and Josephine were in BIG TROUBLE!  They were stuck in the foreclosure procedure and didn’t know how to get out.  But worse than that, their credit was now totally shot.  What should they possibly do?  After some careful thinking and planning they saw that their situation was not all lost.  They were back on their way to not only stopping their foreclosure but also rebuilding their credit. 

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Sunday, October 12th, 2008

Why Wait to Stop the Foreclosure Procedure?

Okay, so let’s talk about “should you wait to stop the foreclosure procedure?”  Currently, our nation is facing a tremendous economic crisis, and to be quite frank we have a problem of such immense proportions that many people are locked away in a mindset of confusion and inaction.

I was talking with a couple named Sam and Joan, and they told me that you know what, “I’m just going to wait until Bush gets out of office to begin to deal with my foreclosure problem.”  They said, there is no possible way that I can find a solution to stop this foreclosure procedure in the midst of this current market and this current economy.

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Thursday, October 2nd, 2008

John McCain’s Selling His House… is He Caught Up in the Foreclosure Procedure?

Just take a look at this property.  Apparently this is one of John McCain’s 13 properties.  And guess what!  IT’S FOR SALE!!!  Well isn’t that amazing.  Why would he be getting rid of such a beautiful property?  Obviously they wanted it or needed it at one point in the past otherwise they would not have bought it.  But now something in their lives has changed and they don’t need it anymore.  So here is the question “Why are John and Cindy McCain selling their mansion home?”

No I’m pretty sure he’s not caught up in the foreclosure procedure!  But Unless you’re John or Cindy McCain your answer to this question should be “I DON’T KNOW!!!”  I mean really and truly speaking who knows why people do what they do?  Why do people sell?  Why do people buy?  Nobody really does know except those who are really doing the buying and the selling, right!

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Monday, September 29th, 2008

What Should I Do if I Receive a Foreclosure Letter From My Lender?

Let me tell you about John and Lana.  They were two people just like you.  They had the American dream.   Then suddenly there was a knock on the door and someone handed them a foreclosure letter.  Now it seems like their world was falling apart.  They definitely needed help with foreclosures.  What should they do?

  • Contact the lender
  • Call the lender
  • Write a hardship letter
  • Try to get a refinance
  • Consider selling the home

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Monday, September 29th, 2008

Are You Waiting on a Government Bailout From the Foreclosure Procedure?

Jane and John were waiting on that seemingly inevitable and promised bailout from the government before taking action to save their family home from the foreclosure procedureAre you feeling stuck in the foreclosure procedure but you’re just sitting around waiting on the government to do something? Well here’s why you can get off the couch, stop waiting and start finding your own bailout today.  You can’t run next door and say like the government is saying, Brother Can You Spare $700 Billion Dollars! So you may be sitting there waiting for someone to offer you help with foreclosures.  The reality in a nutshell is, there’s nobody coming to your rescue! Nobody will lend you the money you need!  You must TAKE ACTION NOW to get a LOAN NEGOTIATION! Here’s a list of why they’re not coming!

  • They have their own house troubles to see about
  • The world doesn’t really care
  • It’s none of their business
  • Keeping a roof over your head is your responsibility
  • You really don’t want anyone to rescue you if you don’t help yourself
  • You have all the power in the world at your disposal
  • You simply need to get off the couch, turn off the TV and go to work

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Monday, September 15th, 2008

Have I Entered the Foreclosure Process Now that I’ve Received a Foreclosure Letter?

Yes you have!   Let me tell you about Danny and Sofia.  They had received a foreclosure letter but neither of them were lawyers and they had no knowledge of either the banking or mortgage industry.

Now needless to say, they had never been in this situation before.  With the recent rise in foreclosures, thousands of people across America are asking this question…

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Monday, September 15th, 2008

Are You Pulling Your Hair Out Trying to Write a Hardship Letter?

Well John and Cathy had been on my site here reading much of what I’ve been talking about when it comes to How to write a hardship letter. I easily pointed them to some websites and also showed them how not to write a hardship letter.  But they wanted some more information about what an effective hardship letter would look like. 

So I decided to write one for them and for anyone else who is seeking to do this the correct way.

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