Have You Got the New Possibility for Those Caught in the Foreclosure Process?

Wow, what an incredible challenge so many people are facing. They are struggling on every move they make to get out of foreclosure, and avoid loosing their homes. However, no matter what they do they seem to only dig themselves deeper, and deeper into the hole. It’s almost as if people are stuck, stuck in the muck and the mud of a depressing downward spiral. As if they’re in quick sand, and trying to escape. Well, I’ve been thinking why is it that so many people are holding on to their homes, as if holding on to a sinking ship and hoping to survive the raging ocean that swirls all around them.

I was talking with Danny, and oh, if you could only hear his story. Nothing about his lender’s attitude seemed favorable; nothing about the structure of his mortgage seemed beneficial to him. In fact, Danny was stuck in foreclosure. There he was struggling hard to hold on to a home that he didn’t even like anymore. He had totally lost his pride of ownership. Lost interest in keeping the home, lost his desire to live in that neighborhood, didn’t like his neighbors, didn’t like the side of town he was on because it was far from work; it was not a safe community for him.  I asked Danny one simple question and got him thinking. I said Danny, “Why are you holding on to this home, as if it’s the only home in the world?”

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What is the Truth About Your Situation While Going Through the Foreclosure Process?

Part 3

Sandra just couldn’t believe it. Her lender who she thought was on her side seemed like he had just turned against her.  And while she was usually happy and optimistic, now she became resigned and cynical.  She felt certain she would have been able to pay this mortgage had the lender done what he had promised he would do. She was really sure it was not her fault that she was in foreclosure.  Yet, why did it  seem like was she the only one suffering all the circumstances. Who would take responsibility for her lender’s errors in handling her file?
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So How Do You Relate to Your Foreclosure Problem?

PART 1

So, there I was on a phone call with Ronald and Cara that had me just yearning to scream. Have you ever been in a conversation with someone who was so broken and frustrated that they just could not see clearly? This young couple was caught in the Foreclosure Process and boy oh boy were they stuck.  They were so stuck that they simply couldn’t see clearly. If their eyes could have been opened they would have realized that they were relating to their foreclosure problem in a very powerless way.

I wished they could know that solutions to their problem lay all around them but they couldn’t know that without my help. I began by sharing the truth.  I knew I had to say something that would get their attention and so I started by saying something totally shocking.  I said “The truth is there are no problems in life, there are only challenges that need to be handled and managed!” Well, that was like throwing gasoline on the fiery flames of their foreclosure crisis.  They ignited in a fury of anger and suspicion. How do you feel about your foreclosure situation? Do you see it as a major problem in your life or as a challenge that needs to be managed? If you’re stuck in foreclosure or overwhelming debt or facing any other kind of crisis, I suggest you take a minute and read the rest of this post.

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How Can I Communicate Powerfully to My Banker While Facing Foreclosure?

John and Shawna were were sitting alone in their home and feeling helpless and hopeless. They had just gotten off the phone with the bank.  They felt hurt and violated. How could anybody be so rude? They had never felt so abused and certainly never been so kicked around. They tried for months to get in touch with this same banker and talk to someone who would listen to their case.  But then they kept on getting the run around. Now, after months of not getting a response back from the right people, the bank called them.  But they didn’t  even want to listen to their story.  They simply called to say you have 30 days to either pay up or get out of the house. But guess what was even more devastating than this?

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Can You Relate to My Friend’s Foreclosure Story?

Are You Aware There is an Answer to Foreclosure? Do you have good friends that you touch base with a couple times per year? Due to families, busy lifestyles and distance you just don’t connect as often as you would like. Aren’t those the calls that really make your day? Reconnecting with old friends. I had the pleasure to speak with Jim who has been a dear friend for over 20 years now. Although, this conversation was an eye opener for me. Jim lost his job a few years ago and this was right when certain areas had started going into what looks to be a recession. His wife, Jackie also worked at the same employer and was let go during the wave of lay-offs too. Here they were both unemployed from their jobs.  Now, where they worked was an excellent company as far as pay and benefits. NO MORE.

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Can You Become Unstoppable in the Face of the Foreclosure Procedure?

I want you to meet Daniel and Mary.  They live in Arizona and until recently were very happy with their beautiful two story home. There was plenty of space for their their children Kendal and Kathy to play and a big back yard for the cat and the dog. In a very real sense they lived like the typical American family until they faced the troubling threat of losing their home to foreclosure.

There are millions in our nation right now who are facing this impending probability of foreclosure. So, if you’re one of those who are stuck in the foreclosure procedure and you’ve received a letter or a notice of default from your bank and you are threatened with the possibility of losing your equity and losing your hard-earned security, I want you to know that there’s an access here, or an opportunity, for you to win and become unstoppable in the face of foreclosure.

Many times in the midst of life’s crises we choose to let the circumstances stop us.  But what I’ve discovered is that if you are somehow able to go through these circumstances then there is possibly a more powerful life on the other side.  That is because the circumstances that you’re able to conquer and go through carry for you an incredible possibility in terms of growth, development and personal power.

But that is only if you’re able to go and get to the other side of your circumstances. For Daniel and his wife, Mary who were facing foreclosure the situation was very real.  They didn’t know what they were going to do.  They had already received a foreclosure notice from the bank, a notice of default. They had 30 days to stop their foreclosure. Can you imagine having to here those shock words that in 30 days, the bank promised that they were going to come in and repossess their house?

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Caught in the Foreclosure Process?

Recently, I came across the story of a young man who had basically checked out of life while caught in the foreclosure process.

For sure the procedure of going through foreclosure is grueling, devastating, and oftentimes downright demeaning, and many people choose in the moment of this crisis, to check out.

By checking out I mean they just give up.

This young man who I’ll call Sam was in this very position. He felt like he was in a deep, dark hole, and that there was no way to get out. No matter who he turned to and no matter who he called on, nobody wanted to help him.

When he called the lender no one wanted to talk to him.

When he called the bank, he got no returned call.

When he called his broker, there were no answers, and so Sam, instead of choosing to check into life, checked out.

How did he check out?

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Do You Know The Seven Secrets To Successfully Writing a Hardship Letter?

Jim and Rena were really, really stuck.

They had heard that the best way to save their house from the foreclosure procedure, was to begin with a hardship letter.

So they sat down late one night after a long day of work and frustration to write this hardship letter.  Immediately they felt stuck and backed up against the wall.  They couldn’t figure out where to begin.

What is a hardship letter?

How in the world do you write that hardship letter?

And ultimately they were wondering who should they send this letter to?

But where in the world do you learn how to write a hardship letter?

They don’t teach you that stuff in school.  No one on the job required them to write a hardship letter.

So, you can imagine? They had heard about what a hardship letter is and that may be the best place to start.  They were stuck because they didn’t know how to write a hardship letter.

I shared with them the seven powerful secrets to successfully writing a hardship letter.  Would you believe, they were able to successfully get that hardship letter completed, present it to the bank, and it was read, they were able to get a loan modification and stop their foreclosure.

So, I just want to take a moment and share the seven hot secrets to successfully writing a hardship letter with you.

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Can Chains and A Padlock Stop the Foreclosure Procedure?

What methods are you using to deal with your home foreclosure procedure?

There is the shocking story of a woman in California who on the final day of her foreclosure process, that is the day the bank was going to really evict her, padlocked the doors and locked her out.

She chose an interesting solution to attempt to stop the foreclosure procedure.

She chained herself to her home.

Can you imagine having to take these desperate measures in these hard economic times?

Do you think chaining yourself to a pillar on the front steps of your home and saying that the bank is going to have to fight you for your home is really a practicial, powerful and workable solution?

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Do You Think You’re Alone in the Foreclosure Procedure?

Is there something about you that causes you to think you’re all alone in the foreclosure procedure?

Are you feeling like you’re the only one in your city, your town, in your neighborhood facing foreclosure?

John had these feelings. He was living in a beautiful bungalow house, three-bedroom home in the middle of a suburban area of the city in Saint Louis, and he was in the foreclosure process. He felt stuck and unable to move. Part of what held him stuck was the tremendous amount of negative self-talk he was constantly levying on himself. He called himself the worst names possible. He believed that he was the only one facing this crisis. He thought often about how stupid he was. He did not believe that there was a way out. He thought that, certainly, he was going to lose his house.

I’m here to tell you that these thoughts are the very thoughts you want to stay away from if you’re facing foreclosure.

When you’re caught without a solution, you ought to begin to adopt the attitude that that does not mean that there is no solution. It just means you haven’t found one yet.

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