Facing Foreclosure Twisters?

This year so far we have seen a record outbreak in tornadoes spanning the United States.  This outbreak threatens the American family and lifestyle and adds to the already severe storm of financial and foreclosure activities that have ripped through neighborhoods, families and homes.

There is an association that is organized for people who wish to chase and follow storms.  But for most in foreclosure the feeling is that the storm is chasing them.

The growing question is what can we do to make our lives safer, more powerful and productive?  How do we as a people deal now with looming weather storms that rage and threaten our households from without amidst the silent financial storms that rage and threaten our household from within?

Well I think the first thing we must recognize is that it is just a storm and storms don’t last.  That’s right!  You can rest assured that your financial troubles will one day be over if you don’t give up, because storms don’t last.  The tornado is very real, menacing, and it packs a tremendous threat.  It has the capacity to destroy homes, belongings and life itself. 

What I’ve noticed about people faced with the impending threat of a forceful twister is that folks don’t give up.  Why is that?  What is it that instinctively causes us to seek shelter in a low-lying ditch, crawl into a cellar or hide out in a basement?  What motivates the persistent will to live during the storm and then go to work after the storm to rebuild a life or home that has been shattered?

We seem to be most altruistic during the storms.  Mothers seek the safety and shelter of their children.  Father’s seek the welfare of the entire family.  The children hold onto each other and and help each other out.  The extended family call and inquire to find out if everything is okay.  The entire community bands together to help each other cope with the crisis and live to see a better day.   

Certainly during the storm we see much evidence of the greatest and the best in the human spirit.  Nothing allows us to demonstrate our best human qualities than those times when life and safety are threatened.  We naturally find ways to tap into our giving nature and offer our best to others. 

I believe we can learn much about how to handle financial storms from the way in which we handle weather storms.  By modeling or emulating what we do during weather storms and applying it to financial storms we can actually begin to create some innovative solutions. 

Have you ever let your mind brainstorm about the way you have handled or would handle a storm?  This might be a valuable reflection exercise that can bring about new perspectives and deeper understanding.  A new idea of how to deal with your present financial picture may emerge and you might actually be able solve your current problems in a brand new way.

If we pause for a moment in the midst of all the noise around us we just might discover there is so much more internal resources of power and love and strength than we ever thought we had.  And surely if we implement that which we can and do the best with what we have it is highly possible that most can turn their situation around. 

Is this really that hard to do?  Certainly not.  The mind of man can accomplish anything if we are persistent.  If people coming together and working together can land a robot on a Martian surface millions of miles away then surely we can come together to solve financial problems here on this planet.  

See if your experience and perspective are similar to mine.  For me as I reflect on how I’ve dealt with real bad weather storms in my life some specific actions come to mind.  There seems to be a natural instinctive ability to develop a philosophy of how to relate to the storm that creates a certain understanding and attitude about what to do or not do during a storm. 

First of all, I’ve noticed that during a bad weather storm we somehow know that though it may be rough we will survive this.  Yes, not all do survive and casualties are high.  But what would happen to your self-confident if you bring this new but refreshing attitude to the table of your greatest financial challenge?  No matter what happens, regardless of what the bank or the courts say or do I’ll survive this and live to tell the story.

Secondly, I’ve noticed that storms do indeed drive us together.  We cling to each other in a storm.  With that thought in mind why do we tend to seek isolation and separation during financial storms?  Why not employ that same attitude and tactically seek togetherness during your financial storm? 

You don’t have to stay separated, secretive and secluded during financial hard times.  Let the storm drive you together and cling to one another in a unity that produces warmth, comfort and true emotional strength.  Don’t strive to survive your financial troubles on your own and lose the regenerative energizing power of a group or a family.  Find or build a team to rally behind you.  Be open and vulnerable and let that group become a source of strength for you.

Thirdly, I noticed that we act quickly in a storm.  Taking quick, sharp, decisive action both individually or collectively helps us survive.  In other words do you have a sense of urgency while going through your financial storm?  You don’t need panic that leads to rash judgments and poor decisions.  You need to be able to make clear, strong, intelligent movements based on reliable sources and proper guidance. 

You must know how to get the advice you need about your situation.  Take and employ counsel and guidance that is sound and true.  Do not fail to act upon the knowledge, wisdom and understanding that is available to you.  One great source of advice and knowledge for you when going through foreclosure is the Free Foreclosure Report  It is simple, comprehensive, clear and easy to read.

Create a plan and then implement that plan all the.  Why hesitate or skip steps?  Why do a thing half-heartedly and then complain that it didn’t work?  Fully throw the full force and power of your energy behind your plan and act with confidence that your plan will work.

Finally, I’ve noticed that when in a storm you get a glimpse of what is really most important in life.  In other words storms offer us a chance to take inventory of our true wealth and value.  What are those things in your life that are not replaceable yet often times taken for granted?  During the storm we catch a clear picture of those things which, when gone, are gone forever. 

During the storm we know beyond a shadow of a doubt that life is precious.  Health is precious.  Family and friends are precious.  Time together, love and laughter are precious.  Safety and security are precious.  Supplies of water, food, clothing, warmth and shelter are precious.  Everything else can go because we know how to get it back again.  

What this means for those who may be facing trying financial times is that you can let your financial storm either remind or teach you that there are some things which when gone are gone forever.  Then we can cling to those things and now release our tenacious hold on things which are replaceable. 

We can sell some off some of the expensive furniture and big screen TV sets.  We can sell the new car or get someone to take over the payments.  We can even sell the house while the market still allows and move into a smaller house knowing with certainty that we can and will buy another house. 

What we don’t want is the stress, fear and anger that the financial storm creates.  We need to stay committed to living for those things which have intrinsic life and value.  

Surviving the financial storm is possible as long as you don’t give up and don’t give in.  Don’t give up on yourself and on your family or your dreams.  Don’t give in to the fear or the threats or the anger and shame.  Take cover, bunker down, and have faith that one day the sun will shine again.

Thanks for spending your time reading this post.  Keep visiting the new Foreclosure Doctor Online for new information.  We have a wealth of fresh information online to help you Stop Foreclosure and Start Building Wealth.  You will find everything from How to Write a Hardship Letter? to How to Refinance Your Home.  I greatly welcome your comments and ideas on how I can better serve you.  

The Foreclosure Doctor (Online)